According to Bankrate’s Financial Security Index, January 2019, 60% of Americans don’t have savings available to cover an unexpected $1,000 expense such as a deductible. The Kaiser Family Foundation/Health Research & Education Trust in their 2018 Employer Health Benefits Survey…
You likely provide your employees with great health insurance coverage and pay a portion of their premium, but even so, co-pays, deductibles, and coinsurance for doctor visits, prescriptions, as well as dental and vision expenses, can really add up! Not…
*This is Part 2 of our Open Enrollment blog series, in case you missed it, here’s Part 1. “Before anything else, preparation is the key to success.” — Alexander Graham Bell. Now that you’ve gathered key insights into what…
*Part 1 of our Open Enrollment blog series For many public sector employers, annual open enrollment is right around the corner. Open enrollment is an opportunity to showcase your benefits program and the value it provides to your employees.…
Employee benefits, especially health and pharmacy, are confusing and costly. The complexity inherent in the system poses a challenge for your organization and for the employees who support your educational mission. The good news is, employee benefits provide great value…
Many people experience feelings of anxiety or depression during the holiday season, even if they don’t struggle with mental illness year-round. A lot of seasonal factors can trigger these feelings, including less sunlight, changes in your diet or routine, increase…
Do you feel like you’re living life in a fog? Are you having trouble concentrating? Does it feel like you are experiencing burnout and only have enough energy to get through the day? These feelings aren’t as serious as clinical…
Self-funded insurance is becoming more popular with employers today—especially those operating in the public sector, as the benefits of self-funding many of the time outweigh the costs. Education is key! Only employers that have an experienced self-funding consultant in their…
Cynical. Critical. Crabby. All are tell-tale signs of employee burnout and all are more common than you might think. According to Mayo Clinic, “job burnout is defined as a special type of work-related stress — a state of physical or…
Open enrollment is likely happening now, or it’s right around the corner. Employers, as you help your employees through open enrollment, be sure to provide them with the information they need to make the best decision for themselves and their…